Loan against property
Unlock the value of residential, commercial or industrial property for business or personal needs. ₹0 fee to you.
- Rate from*
- 9.25% p.a.
- Up to
- 70% LTV
- Tenure
- 20 yrs
- Processing*
- 1%
Eligibility
Who can apply
Indicative criteria — the final decision rests with the lender, insurer or AMC.
- Indian resident, aged 21–65 at loan maturity
- Salaried or self-employed with a steady, documentable income
- CIBIL score of 700+ preferred — we check it free, soft-pull, no impact
- Valid PAN and Aadhaar, plus income and bank-statement proof
Paperwork
Documents you’ll need
Keep these handy — your advisor confirms the exact list for your profile.
- PAN card
- Aadhaar
- Property documents
- Income proof
- Bank statements (6 months)
Good to know
Common questions
How much can I borrow?
Typically up to 70% of the property's market value, capped by your income (FOIR). Indicative only.