MSME loan
Government-scheme-backed term and working-capital finance for Udyam-registered enterprises. ₹0 fee to you.
- Rate from*
- 11% p.a.
- Up to
- ₹2 Cr
- Tenure
- 7 yrs
Eligibility
Who can apply
Indicative criteria — the final decision rests with the lender, insurer or AMC.
- Indian resident, aged 21–65 at loan maturity
- Salaried or self-employed with a steady, documentable income
- CIBIL score of 700+ preferred — we check it free, soft-pull, no impact
- Valid PAN and Aadhaar, plus income and bank-statement proof
Paperwork
Documents you’ll need
Keep these handy — your advisor confirms the exact list for your profile.
- Udyam registration
- PAN card
- GST returns
- Bank statements (12 months)
Good to know
Common questions
Which schemes?
CGTMSE/MUDRA-type and similar, subject to eligibility. An advisor matches you to the right scheme.